Stop asking $3 questions and start asking $30,000 questions.
-Ramit Sethi
When it comes to making major changes in life, you cannot approach it with a laisse faire attitude. You have to be willing to go ALL IN. Spend the time to learn, research, and then take action. You cannot make a major change by doing half-measures or seeking shortcuts. Especially in things like Finances or Health. You cannot work around the edges and expect your entire life to change. Here are a few examples:
Stop looking for ways to save 50cent when shopping, rather set up an automated savings and investing plan
Stop trying to make minor cuts to your budget, rather look at the BIG 3 transportation, housing, and food.
If you're paying off debt, you should know exactly when you will make the last payment on your loan.
Stop fighting not to eat the potato chips in the house, rather when shopping avoid the snack aisle and don't buy them.
Rather than doing your best to go to a gym that you're uncomfortable in. Find an activity you enjoy doing like dancing, rock climbing, hiking, biking, or playing a sport. And do those on a very consistent schedule.
Rather than deciding what not to eat. Find the food you love that happens to be healthy and eat those.
Big changes require your commitment.
Are you willing to go the distance for the changes you want?
As James Clear, author of Atomic Habits said, "Highly focused people do not leave their options open. They select their priorities and are comfortable ignoring the rest. If you commit to nothing, you’ll be distracted by everything."